Bruce Brown and Prime Lending
You need a mortgage loan professional you can trust. You need a company that values honesty and integrity throughout the entire organization. You need a Certified Mortgage Planning Specialist (CMPS) who gives you their best consistently. Strength, stability and opportunity are so critical in today’s ever-changing mortgage loan and lending environment.
My goal with PrimeLending is to provide unsurpassed quality service and support throughout the entire mortgage loan process for every client and referral source. This proactive sales and operational philosophy simplifies and accelerates the loan process. I am dedicated to making every customer’s home and mortgage loan experience a positive and successful one.
Types of Home Loans and Mortgage Products offered by Prime Lending
Prime Lending is recognized as a premier lender offering a variety of mortgage loan products. Mortgage loan options include fixed or adjustable rate conventional, FHA and VA, USDA rural housing, MHDC (Missouri Housing Development Commission) first time buyer mortgages, JUMBO loans, permanent construction financing, investor and multi-family lending, renovation loans including FHA’s 203K, Fannie Mae HomePath and HomeStyle, refinancing options, and relocation programs—just to name a few.
Why Bruce?
The decision to purchase or refinance a home is a serious commitment. As a CMPS professional, I am qualified to guide you through the entire process. Most people don’t deal with home loans more than a few times in their lives, but with Prime Lending I engage in mortgage lending daily. I’ll use my command of the industry to help you form a strategic plan to manage the financial obligations of home ownership.
Although financing your home is a significant commitment, it should not cause you fear. I am here to help save you money and simplify the process. You have a lot at stake, and you deserve a lender who is on your side. We will work together to produce the most rewarding long-term decisions.
You deserve a professional who understands the magnitude of the decision and is capable of advising you and handling issues that may arise. Don’t be afraid to ask me tough questions. I’ll take it as the perfect opportunity to prove to you my dedication to the mortgage lending business. I support you by educating you on current home loan issues, guidelines and topics.
The Process
As a premier mortgage lender, multiple home loan options are available. You need the home loan that is right for you. I will guide you through the process and help you determine which loan is right for your unique situation. I have the experience necessary to guide you through the multiple steps of obtaining a home loan. I am aware of the legal obligations and will ensure that all steps are completed properly. My goal is to provide superior service to make the entire home loan process a gratifying experience.
As you prepare for a home loan, you can gather some items to make the beginning stages go smoothly. You will likely be asked to provide these items to verify your employment, income, and assets:
• A copy of your Social Security card
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you’ve already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
Bruce Brown, Senior Loan Officer/CMPS - Prime Lending - 3200 NE 83rd St. Kansas City, MO 64119 – Telephone (816) 286-HOME (816-286-4663).
